Risk Management & Insurance
We can assist you in choosing the most appropriate
insurance cover for you and your family.
We will provide the time and expertise needed to assist you in achieveing the best financial strategy possible.
Insurance has become an essential
component of modern life.
Robburns Financial Services can assist you in choosing the most appropriate insurance cover for you and your family.
- Life Insurance
- Income Protection Insurance
- Business Expenses Protection Insurance
- Trauma or critical Illness Cover
- Total Permanent Disability
- Life insurance provides a lump sum in the event of death or terminal illness of the life insured. This money can be used for the repayment of debts, future expenses and to generate income.
- We recommend each individual have their own policy.
- If your circumstances change you may need to review your cover.
- Life insurance is often offered through superannuation policies but you should confirm if and how much cover is offered. Generally, the basic coverage amount is fairly minimal considering today's average debt and financial obligation levels, so you may need to top up your amount of cover with a separate policy.
- There are also whole of life, and endowment insurance policies, but these are rare because of exclusions and high cost.